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660.744.6249

Real Estate

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Oswald Crow Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Oswald Crow Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

*Rock Port Office

319 S. Main
Rock Port, MO 64482
Main office: 660-744-6249

Bowling Green Office

1420 Bus. Hwy 61 Suite A
Bowling Green, MO 63334
Main office: 573-324-0307

Coin Office

200 First Street
Coin, IA 51636
Main office: 712-583-3279

Hamburg Office

1123 Main Street
Hamburg, IA 51640
Main office: 712-382-1209

Monroe City Office

526 N. Main Street
Monroe City, MO 63456
Main office: 573-735-1777

Richmond Office

113 W. Main St.
Richmond, MO 64085
Main office: 816-776-5600

Tarkio Office

420 Main Street
Tarkio, MO 64491
Main office: 660-736-4108

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.