Call Us Today:
660.744.6249

Real Estate

HSAs

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Oswald Crow Agency can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Oswald Crow Agency today to learn more about how an HSA can benefit you.

Our Locations

*Rock Port Office

319 S. Main
Rock Port, MO 64482
Main office: 660-744-6249

Bowling Green Office

1420 Bus. Hwy 61 Suite A
Bowling Green, MO 63334
Main office: 573-324-0307

Coin Office

200 First Street
Coin, IA 51636
Main office: 712-583-3279

Hamburg Office

1123 Main Street
Hamburg, IA 51640
Main office: 712-382-1209

Monroe City Office

526 N. Main Street
Monroe City, MO 63456
Main office: 573-735-1777

Richmond Office

113 W. Main St.
Richmond, MO 64085
Main office: 816-776-5600

Tarkio Office

420 Main Street
Tarkio, MO 64491
Main office: 660-736-4108

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.